The following are the terms and conditions on which you may use this Emirates Wealth website (the “Website"). By accessing this Website, you are representing and warranting that the applicable laws and regulations of your jurisdiction allow you to access the Website and that you have agreed to all of the additional conditions outlined herein.
USERS AND RISK STATEMENT
This Website is intended for informational purposes only and applications for our services must only be made on the basis of the offering documents relating to the specific and may not be made via this Website.
No information contained herein should be construed as advice or financial, fiscal, or legal counsel.
The information contained on these pages does not constitute a contract, nor does it serve any purpose related to the formalisation of a contract
Before investing, consider the Funds' investment objectives, risks, charges, and expenses. Contact Emirates Wealth for a prospectus or, if available, a summary prospectus containing this information.
Diversification and asset allocation do not ensure a profit or guarantee against loss.
Past returns are no promise or guarantee of future performance. The value of investments and the return on the same may undergo positive and negative fluctuations and investors may not recover the amount originally invested. No data which reflects past performance is an indication of future returns. Given that the Funds invest in international markets, exchange rate fluctuations can positively or negatively alter any gains on investment. There may be certain changes in tax rates and allowances. Said tax rates and allowances always refer to those effectively in force and their value will depend on the circumstances of each investor. Investments in emerging markets involve a high level of risk. Investments in the Funds should always be conducted upon taking into account the current Prospectus and other available documentation about the Funds.
Fees and expenses, including those which apply to a continued investment in the fund, are described in the fund's current Prospectus. Emirates Wealth, or its affiliates, receives compensation in connection with (i) access to, purchase or redemption of, and/or maintenance of positions in mutual funds and other investment products ,(ii) infrastructure needed to support such funds as well as additional compensation for shareholder services, start-up fees, infrastructure support and maintenance, and other programs and/or (iii) a fund's attendance at events for Emirates Wealth's clients and/or representatives, and opportunities for the fund to promote its products and services. This compensation may take the form of sales loads and other fees described in the prospectus and/or additional compensation paid by the fund, its investment adviser or an affiliate. Emirates Wealth reserves the right to change the funds available without transaction fees and reinstate the fees on any funds
The Fund Evaluator is provided to help self-directed investors evaluate mutual funds based on their own needs and circumstances. The criteria entered is at the sole discretion of the user and any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any securities. You acknowledge that your requests for information are unsolicited and shall neither constitute, nor be considered as investment advice by Emirates Wealth.
Please note: When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment object and strategy and index tracked to achieve investment goals may differ. For new investors, funding investment minimums may be different.
Emirates Wealth makes no representations that the Website or any contents contained on it are appropriate or available for use in any jurisdiction. This information is not intended to be published or made available to any person in any jurisdiction where doing so would result in contravention of any laws or regulations applicable to the user.
LIMITATION OF LIABILITIES
Emirates Wealth considers the information presented on this Website to be correct as of the date of publication, but does not guarantee its authenticity or accuracy, and assumes no liability for any losses resulting from its use. Emirates Wealth, its directors, and employees, accept no responsibility for possible errors or admissions on the part of third parties. You are responsible for ensuring that your computer system meets all relevant technical specifications necessary to use the Website. You also understand that Emirates Wealth cannot and does not guarantee or warrant that any material available on the Website will be free from infection, viruses and/or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and virus checks (including antivirus and other security checks) to satisfy your particular requirements for the accuracy of data input and output. Emirates Wealth reserves the right to modify these conditions at any time, with immediate effect and you shall be considered notified of the fact through the publication of the modified conditions on this Website.
Emirates Wealth ensures the confidential use of any information of a personal nature provided to us through this Website. Moreover, Emirates Wealth states that, at all times, it complies with and respects the law regarding data of a personal nature
APPLICABLE LEGISLATION AND JURISDICTION
Access, visitation, and use of the Website, and these conditions are governed by Dubai law and shall be interpreted in accordance with the same. The Dubai courts will have exclusive legal jurisdiction over any dispute concerning the above. By proceeding, you are representing that you have understood and accepted these terms. You also (i) agree that such information will apply to any subsequent access to this Website by you, and that all such subsequent access will be subject to the disclaimers, risk warnings and other information set out herein and (ii) warrant that no other person will access the Website from the same computer and log-on as you are currently using.